WEBSITE TERMS OF USE

By using this site, you signify your Assent and Agreement to these

Terms of Use. If you do not agree to these Terms of Use, do not use the

site.

Restrictions on Use of Materials

Materials in this website are Copyrighted and all rights are

reserved. Text, graphics, databases, HTML code, and other intellectual

property are protected by US and International Copyright Laws, and may

not be copied, reprinted, published, reengineered, translated, hosted,

or otherwise distributed by any means without explicit permission. All

of the trademarks on this site are trademarks of National VA Loans or of

other owners used with their permission.

Database Ownership, License, and Use

National VA Loans warrants, and you accept, that National VA Loans is

the owner of the copyright of the Databases of Links to articles and

resources available from time to time through nationalvaloans.com.

National VA Loans and its contributors reserve all rights and no

intellectual property rights are conferred by this agreement.

National VA Loans grants you a non-exclusive, non-transferable

license to use database(s) accessible to you subject to these Terms and

Conditions. The database(s) may be used only for viewing information or

for extracting information to the extent described below.

You agree to use information obtained from National VA Loans’s

databases only for your own private use or the internal purposes of your

home or business, provided that is not the selling or broking of

information, and in no event cause or permit to be published, printed,

downloaded, transmitted, distributed, reengineered, or reproduced in any

form any part of the databases (whether directly or in condensed,

selective or tabulated form) whether for resale, republishing,

redistribution, viewing, or otherwise.

Nevertheless, you may on an occasional limited basis download or

print out individual pages of information that have been individually

selected, to meet a specific, identifiable need for information which is

for your personal use only, or is for use in your business only

internally, on a confidential basis. You may make such limited number of

duplicates of any output, both in machine-readable or hard copy form,

as may be reasonable for these purposes only. Nothing herein shall

authorize you to create any database, directory or hard copy publication

of or from the databases, whether for internal or external distribution

or use.

Liability

The materials in this site are provided “as is” and without

warranties of any kind either express or implied. National VA Loans

disclaims all warranties, express or implied, including, but not limited

to, implied warranties of merchantability and fitness for a particular

purpose. National VA Loans does not warrant that the functions contained

in the materials will be uninterrupted or error-free, that defects will

be corrected, or that this site or the server that makes it available

are free of viruses or other harmful components. National VA Loans does

not warrant or make any representations regarding the use or the results

of the use of the materials in this site in terms of their correctness,

accuracy, reliability, or otherwise. You (and not National VA Loans

assume the entire cost of all necessary servicing, repair or correction.

Applicable law may not allow the exclusion of implied warranties, so

the above exclusion may not apply to you.

Under no circumstances, including, but not limited to, negligence,

shall National VA Loans be liable for any special or consequential

damages that result from the use of, or the inability to use, the

materials in this site, even if National VA Loans or a National VA Loans

authorized representative has been advised of the possibility of such

damages. Applicable law may not allow the limitation or exclusion of

liability or incidental or consequential damages, so the above

limitation or exclusion may not apply to you. In no event shall National

VA Loans’s total liability to you for all damages, losses, and causes

of action (whether in contract, tort, including but not limited to,

negligence or otherwise) exceed the amount paid by you, if any, for

accessing this site.

Facts and information at this website are believed to be accurate at

the time they were placed on the website. Changes may be made at any

time without prior notice. All data provided on this website is to be

used for information purposes only. The information contained on this

website and pages within, is not intended to provide specific legal,

financial or tax advice, or any other advice, whatsoever, for any

individual or company and should not be relied upon in that regard. The

services described on this website are only offered in jurisdictions

where they may be legally offered. Information provided in our website

is not all-inclusive, and is limited to information that is made

available to National VA Loans and such information should not be relied

upon as all-inclusive or accurate.

Links and Marks

The owner of this site is not necessarily affiliated with sites that

may be linked to this site and is not responsible for their content. The

linked sites are for your convenience only and you access them at your

own risk. Links to other websites or references to products, services or

publications other than those of National VA Loans and its subsidiaries

and affiliates at this website, do not imply the endorsement or

approval of such websites, products, services or publications by

National VA Loans or its subsidiaries and affiliates.

Certain names, graphics, logos, icons, designs, words, titles or

phrases at this website may constitute trade names, trademarks or

service marks of National VA Loans or of other entities. The display of

trademarks on this website does not imply that a license of any kind has

been granted. Any unauthorized downloading, re-transmission, or other

copying of modification of trademarks and/or the contents herein may be a

violation of federal common law trademark and/or copyright laws and

could subject the copier to legal action.

Confidentiality of Codes, Passwords and Information

You agree to treat as strictly private and confidential any

Subscriber Code, username, user ID, or password which you may have

received from National VA Loans, and all information to which you have

access through password-protected areas of National VA Loans’s websites

and will not cause or permit any such information to be communicated,

copied or otherwise divulged to any other person whatsoever.

Other Legal Stuff

These Terms of Use will apply to every access to nationalvaloans.com.

National VA Loans reserves the right to issue revisions to these Terms

of Use by publishing a revised version of this document on this site:

that version will then apply to all use by you following the date of

publication. Each access of information from National VA Loans will be a

separate, discrete transaction based on the then prevailing terms.

This Terms of Use and the license granted may not be assigned or

sublet by You without National VA Loans’s written consent in advance.

These Terms of Use shall be governed by, construed and enforced in

accordance with the laws of the Iowa, as it is applied to agreements

entered into and to be performed entirely within such jurisdiction.

To the extent you have in any manner violated or threatened to

violate National VA Loans and/or its affiliates’ intellectual property

rights, National VA Loans and/or its affiliates may seek injunctive or

other appropriate relief in any state or federal court in the State of

Iowa, and you consent to exclusive jurisdiction and venue in such

courts.

Any other disputes will be resolved as follows:

If a dispute arises under this agreement, we agree to first try to

resolve it with the help of a mutually agreed-upon mediator in the

following location: Des Moines. Any costs and fees other than attorney

fees associated with the mediation will be shared equally by each of us.

If it proves impossible to arrive at a mutually satisfactory solution

through mediation, we agree to submit the dispute to binding

arbitration at the following location: Des Moines, IA, under the rules

of the American Arbitration Association. Judgment upon the award

rendered by the arbitration may be entered in any court with

jurisdiction to do so.

If any provision of this agreement is void or unenforceable in whole

or in part, the remaining provisions of this Agreement shall not be

affected thereby.

Termination

These Terms of Use agreement are effective until terminated by either

party. You may terminate this agreement at any time by destroying all

materials obtained from any and all nationalvaloans.com site(s) and all

related documentation and all copies and installations thereof, whether

made under the terms of this agreement or otherwise. This agreement will

terminate immediately without notice at National VA Loans’s sole

discretion, should you fail to comply with any term or provision of this

agreement. Upon termination, you must destroy all materials obtained

from this site and any and all other nationalvaloans.com site(s) and all

copies thereof, whether made under the terms of this agreement or

otherwise.